Having insurance can be a massive help with offsetting the costs associated with healthcare. While there are many plans out there dealing with overall health, if you want one that involves hearing care, you may have to dig a little deeper.
We have great experience in dealing with a wide range of companies. Part of helping you with your hearing is knowing how to navigate the tricky waters of insurance policies.
The cost of hearing aids should not be a reason to avoid help, but we realize this is the case with many people here in Utah and Nevada. We have in-house specialists whose sole purpose is to know all the ins and outs of each program to ensure you get everything that is owed to you.
One of the most popular companies out there is Aetna. I wish it were as easy as telling you they cover hearing aids, but unfortunately, there are a lot of determining factors.
Aetna offers a variety of coverage, and here we will cover the most asked-about programs.
Medicare
This is one of the most popular insurance programs in the country and will assist many millions of Americans who fall between the ages of 65 and 74. Hearing loss is much more common at this age and is typically when people seek help for a problem that may have arisen many years prior.
At face value, Medicare does not offer hearing aids, but there are companies that provide a supplement. These third-party partners will work with Medicare to get you the help you need.
Medicare Advantage
These programs are known for having a little bit of flexibility. You are free to choose your provider, but it must be from the list of providers within their network.
The two options here (HMO or HMO-POS) will include a primary physician who will personally manage your care. They also offer some degree of assistance regarding hearing aids, but it is determined on a case-by-case system.
Medicare Advantage
For even more choice among who you choose to work with, the Medicare Advantage program allows you to select your primary care provider even if they are outside the approved network. These do not need referrals either.
This also offers a wide variety of hearing care coverage, but the specifics will have to be discussed with us or a representative of Aetna. Coverage is based on many factors such as age, severity of hearing loss, other health conditions, etc.
Medicare Advantage Dual Special Needs
This unique plan lets you combine all your insurance services for treatment and medication. Many who enroll need help with their specific medications but also need proper care; this program does both.
Eligibility for this one requires proof of low-income status, but it will include a certain level of hearing care coverage.
Non-Medicare Plans
Since the majority of Medicare users experience some level of hearing loss, it’s common for those programs to offer assistance. Many of the non-Medicare plans do not offer hearing coverage simply because of age and the statistics associated with them.
However, this does not rule out that many non-Medicare plans offer partial coverage, discounts, or benefits to help you with the costs of proper hearing care.
Aetna offers many of these packages, and we can help you find the right one for you.
Hearing & Balance Doctors’ Promise to You
Our service to our community does not stop at the door. We want to ensure you get the best care possible from start to finish, and this includes helping you with insurance companies and their fine print.
If you already have a policy in place, we can help you get the most from it. Contact our insurance specialists with all your information, and they can ensure you get all of your money’s worth.
Conversely, if you don’t have coverage yet, our specialists can match you with the perfect plan that will suit your needs.
We take pride in our full-scope service, and we hope you’ll take advantage. There is no reason to live in silence, so if you’re struggling with a hearing loss, it’s time to get the right insurance and the help you need.
